Life Insurance

Let help you with your life insurance needs, and provide you with affordable insurance policies that meet your particular situations.

Our insurance experts are a team of licensed professionals, who specialize in personalized service. Contact us, with no obligation and no fee, to learn what type of life insurance might be best for you.

Get more information on life insurance, click here to get personalized advice.

Q. Do you have enough life insurance?

All active duty personnel, including reservists, are covered up to $250,000 by the Servicemembers' Group Life Insurance program (www.insurance.va.gov), for $20 a month. Some people, however may require additional life insurance, depending on their needs (children's education, weddings, etc.). If you get a private policy for additional coverage, make sure it doesn't include a war clause.

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Q. What is the difference between whole, universal and term life insurance?

Term life insurance is usually the least expensive of the three types of insurance (term, universal, life). However, with term life insurance, there will be no cash value building within the timeframe of the policy. Universal or whole life insurance can provide coverage for your entire life rather than for a specified period of time. With universal or whole life insurance, a portion of your premium will result in a probable cash value of your policy, over a period of time.

Q. What if I have more questions on insurance?

To further clarify any questions on life insurance, please contact us to determine which kind of life insurance is right for you. Not only can we answer questions, but we can also provide quotes at no obligation.